Financial Planner – Desk Based

Banking & Financial Services
Midlothian
July 14, 2026
Permanent
Urgent

Job Description

Responsibilities

  • A focus on new business development with proactive client contact to convert legacy clients to ongoing service propositions.
  • Engage with and review existing clients to deliver ongoing service propositions.
  • Provide holistic financial planning solutions to private clients across the full suite of financial planning solutions.
  • Achieve revenue targets set by the business and regional manager.
  • Proactively drive cross-selling and refer business to other parts of the group.
  • Maintain and nurture existing client relationships, identifying and fulfilling new advice needs where appropriate.
  • Generate new client enquiries and generate advice income from these.
  • Undertake sales and marketing activity in line with local/regional/national plans.
  • Provide expert independent advice to designated clients in compliance with relevant regulations and Titan policies and values.
  • Maintain Fit and Proper status through continuous professional development, suitable development opportunities and maintenance of SPS.
  • Evidence and maintain knowledge of company policies, processes and guidance.
  • Ensure client advice and reports are compliant with company processes and regulatory requirements.
  • Use standard template documentation approved by the company.
  • Ensure technical knowledge and general industry knowledge is always maintained.
  • Deliver a positive client service experience to ensure appropriate client outcomes, journey and communication.
  • Speed of response/turnaround time in accordance with service standards and keep clients appropriately apprised.
  • Processes are executed in compliance with all regulations, as evidenced by file checks, observations, and client feedback.
  • Establish relationships with other Titan group business units to achieve reciprocal business.
  • Develop and maintain good working relationships with external professional connections to develop additional business opportunities (ensuring appropriate agreements in place).
  • Use objectives to focus on key business areas.
  • Highlight personal training needs to ensure a consistent level of service is offered to the business.
  • Ensure reading and product knowledge is always up to date to maintain and develop quality of reports and research.
  • Perform ad hoc tasks as and when required, always bearing in mind TCF and the needs of the business.
  • Highlight to your line manager procedures and processes that do not adhere to the principles of TCF/RCR and propose improvements to TCF/RCR practices within the department.
  • Carry out any other duties as may reasonably be required.
  • Adhere to consumer duty.

Requirements

  • Experience using Microsoft Word and Excel and Databases.
  • Cash Flow Modelling (preferable but not essential).
  • Excellent standard of written and verbal communication.
  • Technical competence across all areas of financial planning.
  • Good decision-making skills.
  • Analytical mind and excellent attention to detail.
  • Excellent time management skills with an ability to work to deadlines.
  • Ability to coach and provide feedback.
  • Good technical knowledge and understanding of relevant regulations.
  • Essential – Diploma in Regulated Financial Planning (or equivalent)
  • Desirable – Advanced Diploma in Financial Planning/Chartered Financial Planner or willingness to progress to this
  • SPS holder
  • CAS holder

ATS Optimization Keywords

Below are skills and terms extracted directly from this job posting to improve Applicant Tracking System (ATS) visibility. This feature helps candidates tailor their applications more effectively – a feature exclusive to JobTailor job listings.

Hard Skills

  • Cash Flow Modelling
  • Financial Planning
  • Analytical Skills
  • Decision-Making
  • Time Management
  • Technical Competence
  • Client Communication
  • Report Writing
  • Regulatory Compliance
  • Sales and Marketing

Soft Skills

  • Excellent Communication
  • Attention to Detail
  • Coaching
  • Feedback Provision
  • Relationship Building
  • Proactive Engagement
  • Client Service Orientation
  • Problem Solving
  • Adaptability
  • Team Collaboration

Certifications & Qualifications

  • Diploma in Regulated Financial Planning
  • Advanced Diploma in Financial Planning
  • Chartered Financial Planner
  • SPS
  • CAS

Location

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