Development Underwriter (Home Based)

Job Description

New Business Underwriter – Commercial Lines (Home Based)

Location: Scotland (home based)

Salary: to £65,000 DOE + excellent benefits package

A leading insurance organisation is seeking an experienced Underwriter to join their growing team. This is an excellent opportunity for a motivated professional who enjoys building strong broker relationships and delivering high-quality underwriting service within the SME sector.

Role Overview

The successful candidate will be responsible for managing and developing a portfolio of new business, with a strong emphasis on service, trading and broker engagement. This position suits someone who thrives in a fast-paced environment and is confident making underwriting decisions within delegated authority.

Key Responsibilities

• Reviewing and underwriting new business quotations across a range of commercial products, ensuring alignment with underwriting appetite and service level agreements.
• Handling queries efficiently and professionally to support brokers and internal teams.
• Maintaining regular communication with Business Development Managers to strengthen broker relationships.
• Acting as a referral point for colleagues with lower underwriting authority.
• Collaborating closely with the wider team to ensure work is completed within agreed SLAs and service standards.
• Responding to broker calls in a professional, friendly and solutions-focused manner.
• Operating within delegated underwriting authority and following internal guidelines, escalating where appropriate.
• Identifying opportunities to improve processes and contribute to wider business goals.
• Ensuring compliance with Treating Customers Fairly (TCF) and all regulatory expectations.

Person Specification Essential Criteria

• Self motivated with strong influencing and relationship building skills.
• Excellent communication abilities, both written and verbal.
• Strong team player with the ability to collaborate effectively.
• Organised and detail focused, ensuring processes and procedures are followed.
• Able to perform under pressure and manage competing priorities.
• Strong problem solving skills with a proactive approach.
• Minimum 2 years of underwriting experience within commercial insurance (property/casualty).
• Cert CII or working towards ACII.

Desirable

• Experience within a similar delegated authority environment.
• Advanced progression toward ACII preferred.

Additional Requirements

• A positive, professional attitude when dealing with internal and external stakeholders.
• Reliable and dependable work ethic.
• Commitment to upholding company values and contributing to a strong market reputation.

Benefits

• Competitive salary
• Private healthcare
• Generous pension scheme
• Excellent career development opportunities